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Paying for care

How to Pay for Home Care in BC: Private Pay, Insurance, ICBC and Veterans Benefits

This page helps families prepare better questions about paying for home care. Paradise Healthcare can discuss care needs and service scope, but does not act as an insurer, ICBC representative, VAC adviser, tax adviser, or legal adviser.

Last updated August 21, 2026

Private Pay

Private home care is arranged directly with Paradise Healthcare. Pricing can depend on the type of service, caregiver or nursing qualifications required, visit duration, visit frequency, time of day, location, complexity, and the care plan.

Exact rates are not published on this page. Families can request a care conversation so the team can understand the situation before discussing practical next steps.

Extended Health Plans

Some extended health policies may provide benefits for certain eligible health care, nursing, or home support services. Coverage differs by employer, policy, plan wording, authorization requirements, and provider type.

Insurers such as Sun Life, Canada Life, or Pacific Blue Cross may appear in family benefit conversations, but this page does not claim that any plan universally covers Paradise Healthcare services. Confirm directly with your insurer before relying on coverage.

ICBC Personal Care Assistance

ICBC says eligible injured people who need help with daily tasks during recovery may be eligible for a personal care assistance benefit. ICBC directs people to discuss a Personal Care Assessment with their recovery specialist.

Paradise Healthcare is not claiming direct billing, approved-provider status, or guaranteed ICBC payment on this page. Eligible individuals should speak with their ICBC recovery specialist about assessment, authorization, documentation, and provider requirements.

Veterans Affairs Canada

Veterans Affairs Canada's Veterans Independence Program may help eligible Veterans and certain others access home and community support services. Eligibility and approved services vary.

This page does not suggest that every Veteran automatically receives funded Paradise Healthcare services. Families should confirm eligibility and authorization directly with Veterans Affairs Canada.

Tax Considerations

CRA rules for attendant care, medical expenses, disability supports, and the Disability Tax Credit can interact. A reimbursement, tax credit, or deduction may depend on documentation and the person's individual circumstances.

Keep receipts and speak with CRA or a qualified tax professional before relying on a tax treatment.

Official Resources

These external resources are provided for education. Paradise Healthcare does not control third-party websites and does not determine program eligibility.

Care conversation

Talk With Our Care Team About Your Care Needs

Share what is changing at home, the city where care is needed, and the kind of support your family is considering. Paradise Healthcare can help you choose a practical next step.